Last updated: March 27, 2026
Plain-English summary: When you use our eligibility quiz, we collect the information you provide and may share it with lending partners who can help fund your business. We use this to connect you with the right lender — not to sell your data to marketers. You can opt out at any time.
SBALoansToday.co ("we," "us," or "our") is an independent information and lead generation service operated by Matthew Clanton, based in Grand Junction, Colorado. We are not affiliated with the U.S. Small Business Administration, the U.S. Department of Agriculture, or any government agency.
We operate a free educational platform that helps small business owners understand SBA and USDA loan programs and connects qualifying borrowers with licensed lending partners. Our service is free to borrowers. We earn revenue when we refer qualified borrowers to our lending partners.
Questions about this policy? Contact us at [email protected].
When you use our eligibility quiz or contact forms, we may collect:
When you visit our site, we automatically collect certain technical information including your IP address, browser type, device type, pages visited, time spent on pages, and referring URL. This information is collected through standard web analytics tools and helps us understand how visitors use the site.
We do not collect your Social Security number, tax identification number, bank account information, full financial statements, or any government-issued ID numbers through this website. We are an education and matching service — not a lender or loan processor.
We use the information you provide to:
We do not use your information for unrelated marketing, sell your data to data brokers, or share it with parties who have no role in connecting you with business financing.
SBALoansToday.co operates as an affiliate referral service. When we refer a qualified borrower to a lending partner and a transaction occurs, we receive compensation. This is how our free service is funded. We work with a network of licensed lending platforms and SBA-approved lenders. The specific partner you are connected with is determined by your quiz responses and is identified at the point of referral. Each lending partner's own privacy policy governs how they handle your data once your information has been shared.
You will always be informed before your information is shared with a lending partner. Submitting the eligibility quiz does not automatically share your data — sharing occurs only when you click the "Connect me with a specialist" button on the results page.
A complete list of our current affiliate lending partners, their compensation models, and links to their privacy policies is available upon request by emailing [email protected]. This information is also disclosed at the point of referral when you are connected with a specific lending partner.
Our website uses cookies and similar tracking technologies to operate the site, remember your quiz progress, and understand how visitors use the site. Here is what we use and why:
These cookies are required for the site to function. They remember your quiz progress as you move through the steps. You cannot opt out of essential cookies while using the site.
We use web analytics tools to understand how visitors find and use the site — which pages are most helpful, where people drop off, and what content is most valuable. This information is aggregated and not linked to your personal identity. You may opt out of analytics tracking by enabling "Do Not Track" in your browser settings.
When you click a link to one of our lending partners, an affiliate tracking cookie is set to attribute any resulting transaction to SBALoansToday.co. This is how we receive compensation for referrals. These cookies are set by our affiliate networks and are subject to their cookie policies.
Most browsers allow you to control cookies through their settings. Blocking all cookies may affect your experience on the site, including quiz functionality.
The Telephone Consumer Protection Act (TCPA) regulates how businesses may contact consumers by phone and text. Because SBALoansToday.co connects borrowers with lending partners who may contact them by phone, text, or email, this section explains how consent works on our platform.
When you provide your phone number and submit the contact form on our quiz results page, you are providing prior express written consent for SBALoansToday.co and the specific lending partner you are being connected with to contact you by phone, text message, or email regarding your business financing inquiry. This may include calls or texts made using an automatic telephone dialing system or prerecorded voice. Standard message and data rates may apply.
Consent is not a condition of receiving our free service or educational content. You may opt out of phone and text communications at any time by replying STOP to any text message or by contacting us at [email protected].
When you are connected with a lending partner through our quiz, your contact information and consent is shared with that specific partner only. We do not obtain a single blanket consent authorizing multiple lenders to contact you simultaneously. Each routing decision results in a separate, identified consent to the specific partner named at the time of submission.
If your phone number is listed on the National Do Not Call Registry, your submission of the quiz contact form constitutes your express invitation and permission for the lending partner identified at time of submission to contact you regarding your business financing inquiry, notwithstanding your DNC registration.
You may revoke your consent to be contacted at any time by replying STOP to any text, pressing the opt-out option during a call, or contacting us at [email protected]. Once revoked, we will process your request promptly. Note that revoking consent with SBALoansToday.co does not automatically revoke consent previously given directly to a lending partner — you must contact each partner separately to revoke their permission to contact you.
We retain records of TCPA consent — including the date, time, IP address, and specific consent language presented at time of submission — for a minimum of five years as required by the FCC and the FTC's Telemarketing Sales Rule.
Depending on where you live, you may have certain rights regarding your personal information:
You may request a copy of the personal information we hold about you, or ask us to correct inaccurate information, by contacting us at [email protected].
You may request that we delete your personal information. We will honor deletion requests to the extent permitted by law. Note that if your information has already been shared with a lending partner, you will need to contact that partner directly to request deletion of their records.
Any email we send you will include an unsubscribe link. You may also opt out at any time by emailing [email protected] with "unsubscribe" in the subject line.
If you are a California resident, you have the right to know what personal information we collect, the right to delete it, the right to opt out of its sale, and the right not to be discriminated against for exercising these rights. We do not sell personal information in the traditional sense — we share it with lending partners for the specific purpose of connecting you with financing. To exercise your California privacy rights, contact us at [email protected].
Nevada residents may opt out of the sale of personal information by contacting us at [email protected]. We do not currently sell personal information to third parties outside of our lending referral function.
We implement reasonable technical and organizational measures to protect the personal information we collect from unauthorized access, disclosure, alteration, and destruction. Our site uses HTTPS encryption for all data transmission.
However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately at [email protected].
We retain personal information only as long as necessary to fulfill the purposes described in this policy, or as required by law. Quiz data that has not resulted in a lender referral is typically deleted or anonymized within 12 months.
SBALoansToday.co is intended for adults seeking business financing. We do not knowingly collect personal information from anyone under the age of 18. If we become aware that we have collected information from a minor, we will delete it promptly. If you believe a minor has submitted information through our site, please contact us at [email protected].
We may update this Privacy Policy from time to time to reflect changes in our practices, lending partners, or applicable law. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by email.
Your continued use of SBALoansToday.co after any changes to this policy constitutes your acceptance of the updated terms. We encourage you to review this page periodically.
If you have questions about this Privacy Policy, want to exercise your privacy rights, or have concerns about how your information has been handled, please contact us:
We aim to respond to all privacy inquiries within 5 business days. For deletion or access requests, please allow up to 30 days for fulfillment.
[email protected]